One of the biggest barriers that people face when it comes to getting the cosmetic dentistry they need is the cost. While it is no secret that cosmetic dentistry isn’t cheap in most cases, it should also be noted that the actual cost has been greatly exaggerated as well. These days there are many options that can help you get the procedures that you need to look and feel great without draining your bank account.
Let’s look at some of the ways that you can identify the cost of dentistry services, and how to mitigate them and get the care you need.
1) Complexity of Treatment
One of the biggest determining factors of how much a cosmetic dentistry service will cost is just how complicated it will be. If it is something that will require actual surgery, like getting dental implants, then you can bet it will cost more than something simple like having a tooth whitening procedure done.
The reasons for this are of course the time, materials, and experience involved. Aside from that, it is always a good idea to talk to your cosmetic dentist to get an idea of not only how much the procedure will cost, but the payment options you have available.
2) Insurance Options
As a general rule, cosmetic dentistry is not covered by most dental plans when it comes to health insurance. However, there are special plans that you can take that will cover cosmetic issues, such as those resulting from an injury. This can be thought of as being similar to how some celebrities know for a certain part of their body will take out a very specific insurance policy in case something happens to it. In any event, be sure to check with your insurance provider to see if such policies and plans are available to you, and whether or not you feel they would be worth it.
3) Payment Plans
Most dentists are pretty empathetic when it comes to the need for cosmetic dentistry, or at the very least recognize the fact that many patients simpley can’t afford to pay for it all at once. This being the case, they will many times offer payment plans that allow you to pay for the procedure in increments. This can ease the burden on your family, and keep you from having to spend a lot of money all at once. Even if your dentist doesn’t offer payment plans, don’t hesitate to ask anyway, you never know if they will be willing to work something out with you.
4) Third Party Financing
This should probably be considered a last resort when it comes to paying for cosmetic dentistry. Unlike a payment plan that you work out with your dentist, having the procedure financed by a third party will likely have interest involved, increasing the total amount of money you pay in the long run. On the bright side, if you’re looking to build your credit, and know that you won’t miss a payment, this can be a great option to kill two birds with one stone.
Negotiating may sound odd, but remember that many cosmetic dentistry services are private practices. This means that the dentist has direct control over how much you are charged. While it may feel arrogant to try and talk down the price, don’t underestimate the amount of power that you have as a paying customer. Your dentist wants your money, and under the right circumstances, may negotiate on price. And if your dentist refuses to negotiate, don’t sweat it, there are many other dentists out there who would love to have your business.
Getting a Price You Can Afford
If you need cosmetic dentistry, and are concerned about the cost, take the time to educate yourself on the options you have available. If you’re willing to explore these options, there is a very good chance you can get the procedure you need, with a price and payment plan you can afford.